Options for Buyers with Credit Challenges:
Non-Qualified Mortgages
Non QM loans are mortgage loans that don't call for typical credit score requirements and/or income verification. Ideal for buyers with poor credit or those that have difficulty showing documentation of their income.
Lease-to-Own
This program allows you to shop for the home you want, move in now and lease it until you're ready to buy. Almost any home qualifies. Ideal for people who need to raise their credit score before buying.
Credit Improvement
Credit Improvement
It's possible to raise your credit score up in 3-4 months and get you approved for a mortgage loan. As a FREE service to my real estate clients, I provide credit repair services to remove and correct negative accounts on your report.